Pearson Investment Management was formed to offer our clients solutions to many of the problems presented by larger firms. We eliminate conflicts of interest and have fiduciary responsibility in serving you.
A large majority of consumers don't know the difference between RIAs (registered investment advisors) and brokers, or that independent advice even exists.
Advisors working for banks, brokerage firms and insurance companies are not independent. This presents many conflicts that the average consumer is not aware of.
Many commission-based advisors (brokers) often receive as much as 5-8% per product sold.
Larger firms often recommend their own funds or funds from other firms in which they receive fees vs. better-performing, cheaper options available.
By not aligning contractually with any one given broker or fund family, we have the flexibility to allocate capital across a broad range of products and services.
Given our independence, we have the ability to leverage a much wider breadth of products - low cost ETFs, index funds, mutual funds, bonds, money market - that best fit your goals & suitability rather than having to recommend and sell certain products which benefit a parent company or affiliate.